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20n0ut · Veteran Member

What’s a DI’s pension?

Jibberjab · Senior Member

20n0ut wrote:
What #s are you looking at if you stay 5 in rank?

Last contract I saw had DI at $244k

NauseousPBBN · Senior Member

Appx 12k more added to final salary average.

brooklynbacon · Guru

Yes its 12-13k more. So about 6000 extra a year upon retirement or 500 extra a month before taxes.

1hate6 · Veteran Member

how does that work for Tier 3? Do they just calculate everything off that DI # or is just one year added into your best 3 consecutive

Jibberjab · Senior Member

1hate6 wrote:
how does that work for Tier 3? Do they just calculate everything off that DI # or is just one year added into your best 3 consecutive

I would believe you retire with your pension being the FAS of a top pay DI salary.

NauseousPBBN · Senior Member

They calculate your Final Average Salary and then add the DI pay difference, which is appx 12k right now. Like brooklyn and others have said, extra 6000 a year, or 500 a month added to your pension.

Theforceisstrongwiththisone · Guru

NauseousPBBN wrote:
They calculate your Final Average Salary and then add the DI pay difference, which is appx 12k right now. Like brooklyn and others have said, extra 6000 a year, or 500 a month added to your pension.

$500 a month is a car payment. So definitely work staying on for 5 years if you make captain.

Nypdnypd3100 · Senior Member

Tier 3 Captain questionif you make Captain at 15 years. And plan to leave at 20 years. You get the DI Pension. However, since tier 3 is based on FAS of your last 3 years, with a 2 year look back, how does this work?

Hypothetical dates:
Hire date: 1/5/2010
Promo Cpt. date 1/5/2025
Eligibility retirement date: 1/4/2030

Hypothetical numbers:
Entire Year 2025 rookie captain: $190K
Year 2026 : $200K
*Year 2027 : $210
*Year 2028 (top pay after 3 years in rank): $240k
*Entire Year 2029: $240K

Your FAS would be $225,841 using the 10% two year look back rule.
Deputy inspector top pay FAS is $245,756
However you completed 5 years in rank as a captain. How exactly does the is work for tier 3?
Thanks!

sgtnice · Newbie

According to 14-114(c) "A captain who shall have served as such less than ten years and more than five years shall have the same rights in respect to such police pension fund as a captain detailed to act as a deputy inspector who shall have served as such for a period of time aggregating two years" so you would need a day over 5 years to get it and based on the tier 3 calculation it would be captain pay + captain pay + captain pay + di pay + di pay since 14-114(c) only gives you a period of 2 years but doesn't say your entire pension is calculated as a DI

Nypdnypd3100 · Senior Member

Doesnt make sense for tier 3 financially. The look back will always minimize their pension. Only way it makes sense is to stay in rank as captain for 8 years.