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Post Info TOPIC: Vest out


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Vest out


Hey, I wanted to see if anyone could advise on how to vest off the job? I am planning on moving out of state and taking a police job in a different state and have 7 years on the job. They are taking my time but I don't want to just resign, I want to vest out to get something back when I hit the 20th year mark. How do I vest out? and what am I looking at bringing home at the 20th year mark. I know it says 2.1% of your average salary, that came out to 11k. just wondering if that's what you get or if there is something else involved.



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It doesnt matter. Run .... run away my fellow comrade, and never ever look back.

Go .... now.

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10-4



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Jeet wrote:

Hey, I wanted to see if anyone could advise on how to vest off the job? I am planning on moving out of state and taking a police job in a different state and have 7 years on the job. They are taking my time but I don't want to just resign, I want to vest out to get something back when I hit the 20th year mark. How do I vest out? and what am I looking at bringing home at the 20th year mark. I know it says 2.1% of your average salary, that came out to 11k. just wondering if that's what you get or if there is something else involved.


 I don't know the exact details, but I'm pretty sure anyone hired after 2006 has to do ten years to vest. 



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Senior Member

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Tier 2 was 5 years vest and 10 years for medical. Had to hit 20 year mark to start getting either vested amt or medical insurance. Not sure about tier 3. Your best bet is to call pension section if they answer



-- Edited by Truthseeker on Monday 4th of May 2020 09:14:04 PM



-- Edited by Truthseeker on Monday 4th of May 2020 09:14:46 PM

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Senior Member

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Most importantly, are you on the sergeants list?

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Are you on the list?

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Tier 3 is 10 year vest. If you leave they will cut you a check for whatever amount you have in there.

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Member

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You can vest from Tier 3 after 5 years of service.

After 10 years you keep your medical.

2.1% of your final average salary x the amount of years in service.

 

Then they subtract the social security off set. 

Your final average salary depends on when you came in. It's 50% of the average of either your best 3 consecutive or best 5 consecutive years.



-- Edited by Super6 on Tuesday 5th of May 2020 12:52:10 PM



-- Edited by Super6 on Tuesday 5th of May 2020 12:55:07 PM

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Senior Member

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I know everyone talks about wanting to leave the nypd. Just make sure you do your hw. A lot of guys who left end up hating the agency they work for out if state. Im not talking about Nassau or Suffolk here. Talking about specifically southern agencies. Of course someone will counter they know ppl who went to Florida and love it etc, just make sure this is the right move for you Bc its a huge change and hopefully its for the better. Seems your vested pension will be awful w 7 years on but I guess its better then nothing. Follow the pg procedure on vested interest

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Agreed that you should think about leaving, the grass isnt always greener. 



-- Edited by Jamiecase on Tuesday 5th of May 2020 06:29:29 PM

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What about tier 2 vesting?

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Dude dont listen to some of these NYPD believers who breathe, ****, sleep, and eat this job with their blue line shirts everywhere they go. Is the grass ALWAYS greener ? No ... only a fool would believe that. Some guys regret leaving ? ... please show me who. I have not met ONE PERSON, who has left for another department (I personally know about 10-15 of them) who has regretted leaving. NOT A SINGLE ONE REGRETS IT. If it works for your family, if it helps your sanity, if they have job security, if cost of living is lower, and it matches well and/or better with the pay, then do it.

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I know plenty. Bc you know others who love it doesnt mean either decision is right for THAT INDIVIDUAL PERSON. My post was simple, do your hw on the state and agency your moving to. FYI I know a nypd lieutenant who left for Suffolk police and wanted to come back. Job only would let him come back as a sgt since he left as a Probationary lt and he didnt want that. Reason was Bc he was bored out if his mind.

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TenFour16 wrote:

Dude dont listen to some of these NYPD believers who breathe, ****, sleep, and eat this job with their blue line shirts everywhere they go. Is the grass ALWAYS greener ? No ... only a fool would believe that. Some guys regret leaving ? ... please show me who. I have not met ONE PERSON, who has left for another department (I personally know about 10-15 of them) who has regretted leaving. NOT A SINGLE ONE REGRETS IT. If it works for your family, if it helps your sanity, if they have job security, if cost of living is lower, and it matches well and/or better with the pay, then do it.


Calm the eff down. Just because someone is giving sound advice doesnt mean that works is an NYPD believer. I know 2 guys who left and came back to the NYPD. When someone devotes the better part of a decade to any job, they shouldn't make the decision lightly. And they certainly shouldnt make that decision based on what some disgruntled tool on a message board says. 



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I know a guy with 3 years on, left for PORT AUTH PD, quit, came back.
I think huge moron, but hey.. live your life.

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http://www.nyc.gov/nycppf

 

 

1. You can also schedule an appointment with the Pension section and they will give you your exact numbers

 

2. make sure to check what reprensentation your new agency offers; is it backed by a union? FOP? Some common-wealth states like virginia dont have police unions, so their cops have no unity, like writing/arresting their own...



-- Edited by bignutz88 on Thursday 7th of May 2020 02:59:12 PM

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Art thy mad bro? ^


 



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West72 wrote:

I know a guy with 3 years on, left for PORT AUTH PD, quit, came back.
I think huge moron, but hey.. live your life.


 Moronic is an understatement, this guy might be a sadist, a masochist, and a sociopath. We might have to survey this guy off.



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Member

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Funny thing is. He came back. Within 3 months time. He **** canned a simple job. Got a CD.
Good job guy.


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Thanks for the input guys. Back story... I have been a strong believer in this job for 7 years. Im in the bureau currently too, the grass isnt always greener on the other side is the truth. Im in a good spot but I dont care abt this job to take it home with me anymore and to work 5 days a week and do 40 hrs a month just to live comfortably in NY and even that isnt comfortable. Im not salty abt the job, its basically like the military. You know what you get when you sign up but NY living isnt for me. I am country at heart and love the south. I want to live on a big ranch and to be honest I dont even know if I want to be a cop anymore but at least going down south I can try something new and go with an open mind. . No Im not on the list and I dont have any intention of studying for more stress. Leaving this job when ur salty is the same as fighting someone when your angry. Its most likely a mistake. Im not salty, I have thought long and hard and realized I cant do 15 more years of 5 days a week 12-16 hr days. I also cant do a supervisors job becuase plain and simple, I dont want that responsibility of telling cops to be cops. Its something I never wanted to do. The south is my next move. To anyone who wants to believe in this job, there are still plenty of people who do and eventually go places. 



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[img]i.pinimg.com/originals/c6/03/f7/c603f724adae245d3232976ae8d65660.jpg[\img]



-- Edited by brooklynbacon on Friday 8th of May 2020 03:50:19 PM

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Run from this **** thankless job

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Jeet wrote:

Thanks for the input guys. Back story... I have been a strong believer in this job for 7 years. Im in the bureau currently too, the grass isnt always greener on the other side is the truth. Im in a good spot but I dont care abt this job to take it home with me anymore and to work 5 days a week and do 40 hrs a month just to live comfortably in NY and even that isnt comfortable. Im not salty abt the job, its basically like the military. You know what you get when you sign up but NY living isnt for me. I am country at heart and love the south. I want to live on a big ranch and to be honest I dont even know if I want to be a cop anymore but at least going down south I can try something new and go with an open mind. . No Im not on the list and I dont have any intention of studying for more stress. Leaving this job when ur salty is the same as fighting someone when your angry. Its most likely a mistake. Im not salty, I have thought long and hard and realized I cant do 15 more years of 5 days a week 12-16 hr days. I also cant do a supervisors job becuase plain and simple, I dont want that responsibility of telling cops to be cops. Its something I never wanted to do. The south is my next move. To anyone who wants to believe in this job, there are still plenty of people who do and eventually go places. 


 i agree with everything you said, you have to do what makes you whole and happy. but also trust me, the best thing you did was leave.



-- Edited by eightleft on Friday 22nd of May 2020 03:35:05 AM

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I vested off the job (to Texas to be a cop) and came back. I was given this advise and luckily I heard it. I was told if you ever vest off drop your papers to come back after 6 months whether you love where you are or not. I did just that I came back with days to spare. I did my stuff to come back with random cops that had left to different departments around the country. Some of them there was no way they had enough time to come back. I definitely plan to move back to Texas when I retire. Being a cop down there wasnt for me. You have to remember in the south they dont have unions. They can fire you because you sneezed funny. If you have any questions DM your number me Ill answer any question you might have.

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Curious red cons why you specifically left Texas? I heard often cop down south is no bueno but never got specific into it. Some complaints I heard are no lost time and solo patrols? Kinda curious what you saw and if going and coming back you realized nypd job aint awful as we make it seem??

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I was very lucky that at one time I found and read this article https://american-reia.com/health-insurance/cal-cobra-vs-federal-cobra-principal-differences-and-how-each-program-works-in-ca/ , it helped me a lot when changing my job, not only because my wife was more calm for me during the break between dismissal and hiring, but also because one moment it came in handy to me! Therefore, I think about such things and it is necessary to tell, and not to duplicate the same information hundreds of times in different ways!



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Hjp


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TenFour16 wrote:

Dude dont listen to some of these NYPD believers who breathe, ****, sleep, and eat this job with their blue line shirts everywhere they go. Is the grass ALWAYS greener ? No ... only a fool would believe that. Some guys regret leaving ? ... please show me who. I have not met ONE PERSON, who has left for another department (I personally know about 10-15 of them) who has regretted leaving. NOT A SINGLE ONE REGRETS IT. If it works for your family, if it helps your sanity, if they have job security, if cost of living is lower, and it matches well and/or better with the pay, then do it.


 I left the job and came back. The grass really isn't greener. I went through the process with a few people at that time. A lot of people come back. The biggest suggestion I can give anyone that leaves the dept is to drop your paperwork to come back after 6 months. It takes forever. I started the process at 6 months and got reinstated at month 11.5.



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I know people who have come back as well. Pensions arent as good in the southern states, some don't even have pensions, you work like every other person, and retire, in your 60s. Also union protections are pretty much non existent.

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